[담당업무]

Credit & Risk Management
- Collect and analyze corporate financial, business, and credit information through research, interviews, and site visits.
- Conduct advanced financial analysis (Balance Sheet, P&L, Cash Flow, ratio analysis).
- Review and validate source information scoring to ensure data quality, accuracy, and consistency.
- Participate in sensitive buyer visits and oversee assessment quality across the team.
- Validate credit ratings (DRA) in line with global delegation rules and governance standards.
- Ensure all credit files are up-to-date and comply with required review frequency.
- Manage debtor shareholding structures and legal group trees within internal systems.
- Oversee large exposure and sensitive debtor portfolios.
- Review suspicious cases and prepare pre-fraud analysis reports.
- Negotiate contracts with local information providers.
- Supervise outsourced back-office functions and ensure service effectiveness.
- Take ownership of annual production and quality KPIs.
- Support strategic and ad-hoc projects as required.

Leadership & Process Control
- Lead, motivate, and supervise a team of credit professionals.
- Drive process control and operational discipline in line with group standards.
- Conduct regular performance reviews.
- Manage workflow planning to ensure operational continuity.
- Coach and mentor team members to enhance professional capability.

[자격요건]

Mandatory Requirements

- Minimum 8+ years of corporate credit risk experience within credit insurance, corporate banking, or credit rating environments.

- Proven hands-on credit decision-making authority (e.g., DRA validation, credit limit approval, risk committee participation).

- Advanced capability in interpreting audited and management financial statements (BS, P&L, Cash Flow) and conducting ratio-based credit assessments.

- Solid understanding of company law, accounting principles, and corporate group structures.

- Understanding of macroeconomic and industry-sector drivers impacting credit risk.

Preferred

- Experience managing medium-to-large corporate exposure portfolios.

- Prior team leadership or people management experience.

- Familiarity with corporate banking products and financing structures.

- Experience with credit platforms such as ATLAS or equivalent systems.

Technical Requirements

- Proficiency in MS Office (Excel, PowerPoint)